Financial Inclusion Programs

Financial inclusion programs provide access to and delivery of basic banking services, including savings, lending, insurance, and other financial services, to everyone in the population — especially those who live below the poverty line.

Financial inclusion is an important issue in low- and middle-income countries (LMICs), where limited access to education, communications services, and financial services can pose significant challenges. Barriers to inclusivity in remote settings, such as distance from a financial service provider, lack of trust in financial service providers, low financial literacy rates, or the high cost of making low-value transactions,are all serious obstacles.

The use of mobile technologies is growing exponentially in LMICs, and digital financial inclusion has never been more possible than it is today. Many donors, iNGOs, and governments have identified it as one of the key enablers for sustainable economic growth by allowing the unbanked to attain financial services and break out of the poverty cycle.

Learn how organizations use CommCare for financial inclusion

Benefits of Mobile Data Collection in Financial Inclusion

Mobile tools can help beneficiaries formalize and track their business information in real time, including sales, inventory, and invoices.

CommCare can integrate with Mobile Network Operators payment systems, ensuring access to mobile money systems that accelerate financial inclusion.

Multimedia capabilities (available in multiple languages) can support beneficiaries with educational financial planning content.

CommCare supports sophisticated messaging integrations that can deliver customized and targeted messaging to financial inclusion program beneficiaries.

See CommCare in Action

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app in CommCare

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Featured CommCare-Based Financial Inclusion Projects

UNCDF – Financial Education Platform
West Africa

UNCDF is using CommCare to help financially educate more than 23,000 youth in The Gambia, Guinea, Niger, and Senegal.

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USAID – Mobilise! Project

Saving Money is a mobile application available in Hindi and English, built to empower Indian women financially.

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UNCDF – CommBanane Project

UNCDF is using CommCare to help smallholder farmers to track their business data while derisking them when they access finance.

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Learn more about CommCare

Learn how the world’s most powerful mobile data collection platform can help your program

More than 2000 projects across 80 countries rely on CommCare for their mobile data collection and reporting needs.

“We are ready to design applications that are everything from simple and straightforward to those with challenging and unique designs and use cases.”
- Ted Barlow, President

“CommCare gave us the ability to control the experience of our fieldbased data collectors, which drastically reduced human error.”
- Bhawna Mangla, Senior Research Associate

“Thank you for helping us to gather data, refine programming, and spread the message about our impact in fighting global climate change and extreme poverty.”
- Sarah Baird, Executive Director