SECTOR
Financial Inclusion Programs
Financial inclusion programs provide access to and delivery of basic banking services, including savings, lending, insurance, and other financial services, to everyone in the population — especially those who live below the poverty line.
Financial inclusion is an important issue in low- and middle-income countries (LMICs), where limited access to education, communications services, and financial services can pose significant challenges. Barriers to inclusivity in remote settings, such as distance from a financial service provider, lack of trust in financial service providers, low financial literacy rates, or the high cost of making low-value transactions, are all serious obstacles.
The use of mobile technologies is growing exponentially in LMICs, and digital financial inclusion has never been more possible than it is today. Many donors, iNGOs, and governments have identified it as one of the key enablers for sustainable economic growth by allowing the unbanked to attain financial services and break out of the poverty cycle.
Benefits of Mobile Data Collection in Financial Inclusion Programs
Mobile tools can help beneficiaries formalize and track their business information in real time, including sales, inventory, and invoices.
CommCare can integrate with Mobile Network Operators payment systems, ensuring access to mobile money systems that accelerate financial inclusion.
Multimedia capabilities (available in multiple languages) can support beneficiaries with educational financial planning content.
CommCare supports sophisticated messaging integrations that can deliver customized and targeted messaging to financial inclusion program beneficiaries.
See CommCare in Action
Watch as our team takes you through the design of a basic app in CommCare
Featured CommCare-Based Financial Inclusion Programs
UNCDF Financial Education Platform | West Africa
The United Nations Capital Development Funds (UNCDF) is committed to leaving no one behind, especially youth and young girls. Through a market system development approach, they support Financial Service Providers in The Gambia, Guinea, Niger, and Senegal to design inclusive financial and non-financial services that increase financial inclusion and facilitate job creation. Together with partners like Dimagi, UNCDF has implemented a CommCare-based application for financial education, empowering trainers and young leaders to reach vulnerable groups. With 500 peer leaders and trainers, the program aims to support over 23,000 beneficiaries in UNCDF’s youth finance portfolio.
USAID Mobilise! Project India
Dimagi is the recipient of a direct award from USAID in India. The Mobilise! Project aims to design a primary health care system-led response to domestic violence and to develop recommendations for how such a response can be supported through mobile technology. Female users of the application can access modules built to support them in improving their knowledge on empowerment related topics, specifically financial empowerment. Saving Money, the mobile application we developed in Hindi and English, contains different media-based modules to help them with specific financial planning advice, including Financial Empowerment and Setting saving goals.
Learn how CommCare helps programs around the world
More than 2000 projects across 80 countries rely on CommCare for their mobile data collection and reporting needs
Noukod
“We are ready to design applications that are everything from simple and straightforward to those with challenging and unique designs and use cases.”
- Ted Barlow, President
Sehgal Foundation
“CommCare gave us the ability to control the experience of our fieldbased data collectors, which drastically reduced human error.”
- Bhawna Mangla, Senior Research Associate
Let There Be Light International
“Thank you for helping us to gather data, refine programming, and spread the message about our impact in fighting global climate change and extreme poverty.”
- Sarah Baird, Executive Director
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